Need an Instant Cash Loan?

Assessed and Approved Quickly.

We understand that emergencies happen. Financial problems and challenges happen to everyone. You may need help with an urgent home repair or your car breaks down. Most of us don’t have an emergency fund? Don’t stress and worry, let us help you with an instant cash loan.

We provide instant cash loans to people in difficult financial situations daily.

Subject to lending criteria and suitability checks. Terms and fees apply. Loans between $500 and $5,000.Payment made within 1 hour for contracts approved and accepted by 2pm AEST on business days. Subject to your Financial Institution.

HOW IT WORKS

STEP 1

The first step is to complete the easy online application. There aren’t as many steps as you think! Plus it’s automated to supply your information. With your permission of course!

STEP 2

The second step is automated through our intelligent software that can give you a decision in a mere matter of minutes! We think that’s pretty fast!

STEP 3

The third and final step could see your loan, sitting in your bank account, ready to use. Now that’s a simple process!

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Here are some of the reasons you may need an Instant Cash Loan: Entertainment and leisure (e.g. concert tickets, theme park passes, etc.), Travel / holiday, Event costs (e.g. wedding, funeral, 21st birthday party), Vehicle, car repairs, Household goods and furniture, Home repairs or improvements, Rent / bond / relocation, Utility bills (e.g. gas, electricity, phone), Council or water rates / body corporate fees, Insurance (e.g. health, pet, home and contents), Education Fees (e.g. uni, college or school fees), Medical / Dental expenses, Professional services fees (eg. lawyer, accountant, veterinarian), , Once-off product purchase (e.g. sporting equipment, tablet device, vehicle, boat, computer), Basic living/work expenses (e.g. food, petrol, transport), Partly/fully repay a current credit card, Partly/fully repay a current short-term loan, Bank loans (e.g. mortgage, personal loan)

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FEE & CHARGES

Fees and charges are made crystal clear so you’re always Ready in a Flash!

Mini Flash Loan Fees
(If the principal amount you borrow is between $500 and $2,000) You will only be charged the loan establishment fee and the monthly loan fee when making payments on time. If you miss any repayments, a Dishonour and Default Fee will apply

Super Flash Loan Fees
(If the principal amount you borrow in between $2,001 and $5,000) You will only be charged the loan establishment fee and the interest charges calculated based on the applicable interest rate when making payments on time. If you miss any repayments, a Dishonour and Reschedule Fee will apply

Mini Flash Loan Fees

Loan Fees And Charge

Establishment Fee Payable once off per loan

20% of principal

Monthly Loan Fee Where there is an outstanding debt balance, charged per month of part thereof

4% of principal per month

Fees that may apply

Dishonour Fee Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable

$20.00

Default Fee Daily recovery fee to cover reasonable costs of administrating your account while your account remains in default

$5.00

Reschedule Fee Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs

$20.00

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Super Flash Loan Fees

Loan Fees And Charge

Establishment Fee Payable once off per loan

$400.00

Interest Rate This is the annual percentage rate. Interest accrues daily, and is charged monthly in arrears- on the outstanding balance of your loan

47.6185% p.a.

Comparison rate*

65.6597% p.a.

Fees that may apply

Dishonour Fee Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable internal and administrative costs and external third party cost

$20.00

Reschedule Fee Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs

$20.00

Apply Now

Contact us

if you have any question please don’t hesitate to contact us

Need an Instant Cash Loan?

Assessed and Approved Quickly.

HOW IT WORKS

STEP 1

STEP 2

STEP 3

FEE & CHARGES

Mini Flash Loan Fees

Loan Fees And Charge

Fees that may apply

Super Flash Loan Fees

Loan Fees And Charge

Fees that may apply

Contact us

Do you need a loan for something else?